The Dental HMO/Managed Care companies are part of the MetLife family of companies. Dental HMO plan benefits are provided by: SafeGuard Health Plans, Inc., a California corporation in CA SafeGuard Health Plans, Inc., a Florida corporation in FL SafeGuard Health Plans, Inc., a Texas corporation in TX and MetLife Health Plans, Inc., a Delaware corporation and Metropolitan Life Insurance Company, a New York corporation in NJ. Dental Managed Care Plan benefits are provided by Metropolitan Life Insurance Company, a New York corporation in NY. Group dental insurance policies featuring the MetLife Preferred Dentist Program are underwritten by Metropolitan Life Insurance Company, New York, NY. This ratio is the portion of future premiums that MetLife expects to return as benefits when averaged over all people with the applicable policy.

The expected benefit ratio for these policies is at least 50%.

They do NOT provide basic hospital, basic medical or major medical insurance as defined by the New York State Department of Financial Services. For policies issued in New York: These policies provide disability income insurance only. Eligibility is subject to underwriting approval. Ask your representative for complete details. April 2014 All policies, riders and provisions may not be available in all states, at all issue ages and to all occupational classes. Please contact MetLife or your plan administrator for complete details.ĭisability insurance is issued by Metropolitan Life Insurance Company on IDI2000-P/NC, IDI2000-P/NC-ML, IDI2000-P/GR, AH 5-88, AH 6-90, AH 7-96-CA, AH 8-96-CA and IDIP12-01-IDIP12-05, IDIP12-08. Like most group benefit programs, benefit programs offered by MetLife and its affiliates contain certain exclusions, exceptions, waiting periods, reductions, limitations and terms for keeping them in force.

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